Personalization: An Imperative With Ultra High Net Worth Clients
As clients become more discerning with their expectations for service and personalization, it’s no surprise that highly coveted Ultra High Net Worth (UHNW) clients may be even more so. UHNW clients have a myriad of options where to invest their assets and the nuances of each relationship matter. Hyper-personalization can be a powerful driver when […]
SEC’s Request for Comment On Digital Engagement Practices (DEPs) Puts Fintech Practices Under a Microscope
On August 27, 2021, the SEC issued a press release “requesting information and public comment on matters related to the use of digital engagement practices by broker-dealers and investment advisers.” The primary goal of the Request for Comment was to aid the Commission in determining whether or not regulatory action will be needed to protect […]
How Advisors can streamline their practice with State Street ETF Model Portfolios and TIFIN Risk
Click on the video below to watch the playback of our conversation with State Street. State Street Model Strategist Karlan Patel, CFA joined TIFIN Risk’s Co-Founder and CRO Larry Shumbres to demonstrate how State Street ETF Model Portfolios can be utilized on TIFIN Risk to streamline an advisor’s investment practice. https://www.youtube.com/watch?v=iEEg9E9eVSE
Impact Investing: Target Your Environmental and Social Goals Through Your Investments
Investors can use their money to try to make a difference on causes that are important to them. People are increasingly recognizing they can use their savings and investments to do good in the world. They have embraced ethical investing and are letting their morals and principles guide their decisions about where to put their […]
How Assessing Risk Capacity With TIFIN Risk Helps Satisfy the Duty of Care Requirements of Reg BI
One of the key components of the Regulation Best Interest adopted by the SEC on June 30, 2020, is the Care Obligation. In referring to this obligation, the SEC states that when making a recommendation, a broker-dealer “must exercise reasonable diligence, care, and skill when making a recommendation to a retail customer….” This stipulation is broken down […]
Four Things You Didn’t Know About Direct Indexing
You’ve heard of direct indexing, and some supporters have gone so far as to say it’s the future of investing. While it’s largely accepted that personalization is critical, what does direct indexing really mean, and how can a smaller practice achieve it at scale? It’s no secret that over the last decade, passive investing has […]
What Investors Need to Know about ESG
You’ve heard about ESG, but you’re not sure how to align your beliefs with your investments. Investors with a leaning toward purpose as a motivator aim to find a deeper sense of meaning in where they put their money, and ESG funds may be a great way to express a purpose-based financial personality. In this […]
How A Proper Risk Capacity Score Helps Broker-Dealers Meet Reg BI Requirements
The Regulation Best Interest (Reg BI) rule set out by the SEC on June 30, 2020 means broker-dealers and their associated persons who are natural persons must prove that they’re acting in the best interest of their retail customers. The regulation consists of 4 components, which are: 1-Disclosure: Broker-dealers must disclose, in writing, all material facts […]
What, really, is ethical investing?
As an investor, you have the power to ensure that your investments align with your beliefs and principles. Returns, while critical, are often not the only priority many investors have today. Increasingly, people who are purpose and viewpoint-driven are also focused on ethical investing and finding opportunities to do so without having to sacrifice returns. […]
Retirement Income Planning: Develop a Plan in Four Easy Steps
You may think you’re prepared for retirement by having a retirement savings account, but have you developed a retirement income plan? Here’s what you need to know to ensure a comfortable retirement. Much has been written about how to save for retirement. It’s harder to find information on what to do when you’re ready to […]